2.
The Discourse on Freedom from Debt
62.
Then the householder Anāthapiṇḍika approached the Blessed One;
having approached, he paid respect to the Blessed One and sat down to one side.
To the householder Anāthapiṇḍika seated to one side, the Blessed One said this:
"There are, householder, these four kinds of happiness to be attained by a householder enjoying sensual pleasures, from time to time, on occasion. What are the four? The happiness of ownership, the happiness of wealth, the happiness of freedom from debt, the happiness of blamelessness.
"And what, householder, is the happiness of ownership? Here, householder, a son of good family has wealth acquired through industrious effort, gathered by the strength of his arms, earned by the sweat of his brow, righteous and righteously obtained. He, thinking 'I have wealth acquired through industrious effort, gathered by the strength of his arms, earned by the sweat of his brow, righteous and righteously obtained,' attains happiness, attains pleasure. This is called, householder, the happiness of ownership.
"And what, householder, is the happiness of wealth? Here, householder, a son of good family uses wealth acquired through industrious effort, gathered by the strength of his arms, earned by the sweat of his brow, righteous and righteously obtained, and makes merit. He, thinking 'With wealth acquired through industrious effort, gathered by the strength of his arms, earned by the sweat of his brow, righteous and righteously obtained, I use and I make merit,' attains happiness, attains pleasure. This is called, householder, the happiness of wealth.
"And what, householder, is the happiness of freedom from debt? Here, householder, a son of good family owes nothing to anyone, whether little or much. He, thinking 'I owe nothing to anyone, whether little or much,' attains happiness, attains pleasure. This is called, householder, the happiness of freedom from debt.
"And what, householder, is the happiness of blamelessness? Here, householder, a noble disciple is possessed of blameless bodily action, possessed of blameless verbal action, possessed of blameless mental action. He, thinking 'I am possessed of blameless bodily action, possessed of blameless verbal action, possessed of blameless mental action,' attains happiness, attains pleasure. This is called, householder, the happiness of blamelessness. These, householder, are the four kinds of happiness to be attained by a householder enjoying sensual pleasures, from time to time, on occasion."
A mortal enjoying the happiness of wealth, then sees with insight through wisdom.
This is not worth a sixteenth fraction of the happiness of blamelessness." The second.